Spread the Cost With Snap Finance

Repayment Options to Suit Everyone
Sofas Pay Monthly Furniture Online on Finance Snap Finance Corner Sofas Sofa Sets U shape Sofas Chesterfield Sofas Sofa Beds

 

We offer a variety of Sofas, including Corner, U-Shaped, Sofa Sets, 3&2 Seaters, Sofa Beds, Chesterfield Sofas, Velvet Fabric Sofas & Leather Sofas; Beds, including Ottoman Storage, Divan Beds with Mattresses, Velvet, Leather, Wooden beds; Wardrobes & Bedroom Furniture, including Mirrored, Wooden, White, Brown, Black, & Grey; Dining Sets for 2, 4, and 6, including many styles such as Marble Effect, Wooden, Glass, White, & Black Colours; Various Coffee Tables, including marble effect, glass, rose gold, gold, white, black, mahogany and more; Rugs & other Furniture on Finance, Where You Can Pay Weekly or Monthly.

 

We work with Snap Finance and iDeal4Finance. iDeal4Finance allows you to spread the cost and pay 0% interest, While Snap Finance offers lower deposits, longer repayment durations (up to 24 months), and higher acceptance rates. In addition, Snap Finance offers you the Pay in 4 option. If you repay the full amount back within 4 months then any interest will be cancelled.

Apply with Snap Finance

Apply with iDeal4Finance

Sofas Pay Monthly Furniture Online on Finance Snap Finance Corner Sofas Sofa Sets U shape Sofas Chesterfield Sofas Sofa Beds

Who Are Snap Finance?

Sofas Pay Monthly Furniture Online on Finance Snap Finance Corner Sofas Sofa Sets U shape Sofas Chesterfield Sofas Sofa Beds

Snap Finance offer point of sale loans that are up to 24 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled! They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full loan term.
Check Your Eligibility Without Affecting Your Credit Score! Please note: A hard credit search will be required at point of completion of your loan.

What is Pay in 4? 

All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can't wait, let Snap pay for it, then settle within 4 months!
 

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the whole loan within the Pay in 4 period. Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR 

 

Eligibility Criteria

Please take a look at the criteria below that makes you eligible for a Snap! Finance loan today:

 

- OVER 18 YEARS OF AGE 

- 200+ INCOME PER WEEK

- VALID DEBIT CARD TO SET UP A DIRECT DEBIT

- £15 DEPOSIT PAID BY CREDIT OR DEBIT CARD

- UK RESIDENT

Sofas Pay Monthly Furniture Online on Finance Snap Finance Corner Sofas Sofa Sets U shape Sofas Chesterfield Sofas Sofa Beds

There is a minimum £15 deposit if you're approved, but you won't need to pay that until you've chosen your items and are ready to sign the agreement. This will be deducted from the total amount of the loan!  

  

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR

  

RJF Furnishings is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference number 741813).

Snap Finance Ltd’s permissions as a Principal Firm Allows RJF Furnishings to act as a credit broker, not a lender. Terms and conditions apply Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 OAB

 

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iDeal 4 Finance

Apply with iDeal 4 Finance 

12 MONTHS INTEREST FREE

 

 Who are iDeal 4 Finance? 

 

We've partnered with iDeal 4 finance to give you a flexible payment option  that suits all types of customers. Take credit with iDeal 4 Finance, and spread the cost monthly, over a period of 12 months with 0% APR.

 

  • The application process is simple, takes around 5 minutes for you to complete; is carried out online and you will receive a decision in principle within 40-60 seconds of completion. Click Here to Apply Now.

  • Once the application is complete, we will call you to pay your deposit. 

  • Take credit with 0% INTEREST OVER 12 MONTHS. That's right. Your payments will be affordable and will suit everyone's needs.

  

Do you have to pay a deposit? 

Yes, a  minimum deposit of 10% of your loan amount will have to be paid to RJF Furnishings. Once you have submitted your application and you have been approved, we will call you to pay the deposit. The deposit can only be paid via debit or credit card. Payment can be over the phone, or we can email you the invoice for your deposit payment.

 

Will I be accepted for finance?

Whether your accepted for finance or not depends on many different factors. We have a dedicated credit team who use a bespoke credit engine to help them reach decisions.

 

If you need help with the application, you can contact iDeal 4 Finance Customer Services on 020 3841 2818. 

 

Eligibility criteria

  • Minimum 18 years old with minumum £10k per year income
  • Resident in UK for the last 3 years
  • Valid Debit or Credit Card

Apply Here